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Overhead

The ongoing costs of running your business that are not tied to any single product — rent, utilities, software, insurance, and similar fixed expenses.

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Financial

Overhead is the cost of being in business at all, separate from the cost of any one product. Studio rent, utilities, software subscriptions, insurance, booth fees, and equipment depreciation are overhead — you pay them whether you sell one item or a thousand. They are what gross profit has to cover before anything becomes net profit.

Ignoring overhead is why a product can look profitable per unit and still leave the business in the red. If every item carries a healthy gross margin but the total gross profit does not clear the monthly overhead, you are losing money — which is exactly why pricing has to be set against margin, not just markup over materials.

A practical habit is to estimate annual overhead, divide it across the units you realistically expect to sell, and treat that figure as a cost each product must carry on top of its direct materials and labor.